Financial Independence
This is my fourth article about this topic, but who’s counting? In the past, I’ve tried to present the most objective, data-driven, and math-backed explanations for why your primary residence is not an investment in the traditional sense. When you look at the constant flow of cash outlaid to maintain a home (closing costs, agent […]
About six months ago, I wrote a post titled “How to Determine if You’re Behind.” To save you the trouble in case you’re short on time, the moral of the story was this: To know if you’re “behind” financially, you have to know where you’re trying to go. Someone with $1 million who needs $2 […]
I don’t want to bury the lede: The point of this article is that inflation can suck the life out of our money. So often, we talk about early retirement and traditional retirement savings in the same breath, as if they’re an apples to apples comparison: “I can retire as soon as I have $1.5M […]
2025 Update: There’s a much more in-depth breakdown of this thesis in Chapter 6 of Rich Girl Nation. If you’d prefer to listen to me explain it, check out this episode of The Money with Katie Show. The math in this post still uses 2022 contribution limits, but the logic remains! There are so many […]