Financial Independence

December 2018 Most of the time, being really rich is great (not that I’d know, but I assume). Right now, I’m thanking my unlucky stars that I wasn’t fabulously wealthy when I took a sudden interest in investing $1,560 of fun money in a few Vanguard funds. Because had I been really rich, I probably […]

The HSA—or Health Savings Account—is a wunderkind of the tax code. The HSA is different from the 401(k) as a tax savings vehicle because—if you make payroll contributions—you don’t pay the 7.65% FICA tax on them. The HSA is the only investment vehicle that has the potential for funds to go in tax-free, be invested […]