Investing & Taxes

A more robust version of this analysis is available in Chapter 6 of Rich Girl Nation, “Don’t Outlive Your Assets.” Any time I open the “Roth vs. Traditional 401(k)” can of worms, I’m inevitably met with one resounding piece of pushback: “But what if I’m in a higher tax bracket in retirement?” This is the […]

The original tiny violin problem: Wah, I made too much money to contribute to a Roth IRA, and accidentally contributed to one anyway! In other words, my life this year. This is a weird transition that most people who (a) are actively earning more money and (b) contributing to a Roth IRA will probably experience, […]

On today’s episode of, “Katie posts about a situation that’s so niche, it’s unhelpful to almost everyone,” I present to you: My first meeting with a CPA! This blog post is intended to help guide you through your first meeting, and potentially surface some questions you might want to ask yours, too. I have a […]

I am, once again, flinging myself down the tax rabbit hole that is the Traditional vs. Roth debate. Why? Because of one simple question on a recent post that I thought was relatively straightforward: “But if this account is only going to get bigger, shouldn’t I convert it to Roth now while it’s smaller instead […]