Investing & Taxes

I had an interesting revelation the other day while reflecting on the way I set up my 401(k) at 22. Making $52,000 per year, my taxable income capped out at the 12% bracket ($52,000 minus the standard deduction), so I opted for the Roth 401(k). The “revelation” part came in when I started to flesh […]

I recently came across a personal finance Instagram account that looked different from all the others I follow. There were no motivational Tweets inexplicably shared as Instagram posts. There were no “10% average return” projections. There weren’t even the obligatory, “Stop spending all your money on takeout, you fat cow!” posts. (Can you see why […]

I’ve never really thought much about my HSA. FI experts always talked about it like it was this secret, secondary IRA, and to an extent I understood why, but I didn’t feel convinced enough to prioritize it as part of my ongoing financial plan. Here’s why: Your HSA is designed for medical expenses. If you’re […]

After reading The Simple Path to Wealth, I started wondering: Could anyone become a millionaire? And better yet, could anyone become a millionaire early in life, regardless of income? Obviously, the answer is no: But depending on how creative you’re willing to get, the payoff could be massive. If you’re hoping this post is going […]