Money Psychology

I live with an interesting cognitive dissonance as a personal finance content creator: On one hand, I’ve always believed knowledge is power. I don’t buy that people are “bad with money” and actively choose to behave in a way that’s disadvantageous to them, and generally speaking, I believe when people know better, they do better. […]

In 2021, Vanguard—the second-largest investment firm in the world, trailing only behind BlackRock—saw inflows of roughly $1B per day. Overall, they’ve got $7.5 trillion under management. That’s a fancy way of saying that a shit ton of people stick their money in Vanguard.  When we see major firms like this, it’s easy to forget that […]

Let me ask you a question: Do you consider yourself wealthy? Whether you do or you don’t, what’s your justification for your answer?  If I had to guess, it has something to do with comparison to people in a similar situation to you, as opposed to any hard-and-fast numbers: If you look around at your […]

Before “Money with Katie” was a thing, O.G. readers will recall that I had an eponymous blog that featured every life hot take under the sun – my content topics knew no bounds. It was HSA tips and skincare peppered with thoughts on relationships and “adulting,” which was a pretty accurate reflection of my interests […]