Spending & Saving

“Freedom without discipline is chaos.”—Cullen Hightower I heard from a reader the other day who’s in marital gridlock about the best way to manage their newfound high income. When they earned less, she said, they were in agreement about their strategy: They used dedicated savings accounts for discretionary purchases and a rollover strategy, in which […]

Last year, my husband and I started a new financial tradition (okay, maybe it’s fairer to say I strong-armed him into it) in which I tap into the small, shameful part of me that’s still in awe of management consultants despite their well-documented crimes against humanity and I churn out a deck like I’m getting […]

There’s something stressful about consumption. It demands forethought, analysis—but it’s so often disguised as entertainment (#TargetRun! Women be shoppin’, amirite?) that we forget how much effort it takes.  A few weeks ago, I was reminded of the year’s most acute variant of this feeling: “What’s on your list for Black Friday?” The question prompts a […]

Update: It’s come to my attention that the team at Copilot are ever the strategists and are working on an integration to import data from Mint in light of the news that Intuit is shuttering the platform. What did I tell you? User-friendly kings & queens. I should disclose upfront that I used to work […]