2024 WEALTH PLANNER
Master your money in 2024.
The right level of detail — at the right time.
The 2024 Wealth Planner surfaces smart insights that drive action.
See how your assets, liabilities, spending, and investing have changed over the last 1, 3, 6, or 12 months, and pinpoint exactly where things aren’t going according to plan so you can make real progress.
The financial planning tool trusted by more than 15,000 Rich Girls & Boys.
HOW IT WORKS —
HOW IT WORKS —
Fill out your dashboard.
On the [READ ME FIRST] tab, you’ll enter all information about your income, make a spending plan, and load your assets and accounts. This tab powers the rest of your Wealth Planner.
Review your personalized best practices.
You’ll see an ideal monthly budget breakdown with explanations based on your income, as well as estimates for your federal, state, and FICA tax liability.
Fill it out monthly.
Every month, you’ll enter your spending and investing moves — and see how your trends are changing over time. Hold yourself accountable with live save rate updates and real-time progress to financial independence.
Track your net worth.
At the end of every month, you’ll update account balances and loan balances in your Net Worth tab.
Generate insights you can use.
Your Year in Review tab will update throughout the year and allow you to view data in 3-month, 6-month, and full year increments. See monthly averages, annualized summaries, and trends in one place.
See where you stand.
Based on your income, invested assets, spending, and a few other assumptions, you’ll see how the next 40 years are projected to go — and when you’re currently expected to become financially independent.
What’s new for 2024?
We took the progress made in 2023…and leveled it way up.
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TAX ESTIMATES
Insights about your tax liability and ability to quickly see how your pre-tax deductions impact it.
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PLANNED IRREGULAR EXPENSES
Ability to plan for irregular spending that happens “outside” your normal budget.
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ENHANCED GOAL CONTRIBUTIONS
More seamless integration of accounts you’re actively contributing to and ability to earmark them for specific goals.
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UPGRADED F.I. CUSTOMIZABILITY
Meaningful data is easier to find in the new version of the Financial Independence tab, and you can now customize your preferred safe withdrawal rate.
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PENSION INCOME
If you’re expecting income in retirement, the Financial Independence tab now factors in pension payments in your timeline.
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CLEANER MONTHLY TABS
Upgraded monthly tab view requires almost no scrolling and fits everything you need to see into one tight, seamless view.
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NEW PROGRESS BAR
Every monthly tab now features a progress bar that shows running YTD totals, month-over-month changes, and your progress toward Financial Independence.
And last but not least…
The Year in Review feature
Spending
Category & subcategory annualized goal spending
Monthly averages
Visualizations of spending vs. income over time
Investments
Investment account contribution summaries
Net worth asset location breakdown
Visualizations of contribution trends over time
Behavior
Insights about volatility in your spending
Months with abnormally high spending or saving
Irregular spending as a percentage of total income
The Wealth Planner works however you do.
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GOOGLE SHEETS & EXCEL
Each Wealth Planner is designed for its intended platform, which means the Google Sheets version, Excel for PC, and Excel for Mac versions are optimized by platform.
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ONE PRICE, ONE TIME
Each year’s Wealth Planner is a one-time purchase digital download, which means there’s no subscription payment required. Want to use the same one more than once? Just make a blank copy before you start.
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YOUR DATA STAYS YOURS
The Wealth Planner doesn’t establish a connection with your banks or store your personal banking data. It only knows what you choose to “tell” it.